Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Women and Wealth: A Pivot Towards Retirement Tips and strategies for women approaching retirement to ensure a smooth transition. Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.